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What do I need to know about Business Insurance?

Do you have adequate insurance to cover your business from loss due to crime , fire, flood, equipment failure, injury or the death of a key employee?. As a business owner, you need to choose the coverage that matches your needs.

Consider Farmers Business Insurance coverage for the following:

  • Buildings - including improvements you have made.
  • Business continuation - death of an owner, partner or key stockholder
  • Contents - personal property, stock and equipment.
  • Crime - loss of money and securities through theft, burglary and robbery; employee dishonesty; forgery and alterations.
  • Equipment Breakdown - air conditioning, refrigeration, electrical and mechanical equipment.
  • Computers - hardware, software, media and reproduction costs.
  • Business Liability - premises, operations, products and completed operations.
  • Personal Injury - libel, slander, defamation of character, wrongful eviction and invasion of privacy.
  • Accounts Receivable - including a debt owed to an enterprise, arising out of the normal course of business dealings.
  • Workers' compensation—life and health insurance coverage for employees while they are on the job.
  • Loss of earnings or rents
  • Valuable papers
  • Glass
  • Signs
  • Medical payments
  • Business auto
  • Umbrella liability
  • Employer-sponsored pensions


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