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Why do I need Health Insurance?

Health insurance coverage helps shield you against the full cost of care for illness and accidents. Consider what the cost of a typical hospital stay
(3 days and 2 follow-up visits) may be:

Medical Services
Cost of Care
Cost with Insurance
Hospital Charges
$15,722
$2,438
Physician Charges
$3,378
$351
Follow-Up Care
$206
$25
Total
$19,306
$2,814

The example is based on claims data for the 12-month period through December 2004 and represents a 3-day hospital stay with two follow-up visits. Prices indicate services covered for a member in Texas. Specific costs and further details of coverage, including terms, exclusions, limitations and reductions are outlined in the Plan Booklet. Actual costs may vary based on providers, rates and location.

Additional information on coverages from UniCare



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